Matt Nye, CTBA
Tax-Free Wealth Strategist
"Most advisors want 1% of your wealth forever. I'd rather show you how to keep 100% of your growth tax-free."Schedule a Strategy Session with Matt →
Background
Matt Nye, CTBA, is the founder of Infinite Wealth Builder. With over 22 years of experience in financial services (since 2003), he has dedicated his career to helping families eliminate debt, build wealth, and protect it.
For the past four years, Matt has focused specifically on Section 7702 tax-free wealth strategies—including max-funded IUL and Infinite Banking—helping high-income earners escape what he calls "the 401K trap."
Unlike traditional financial advisors who profit from managing your money and charging ongoing fees, Matt focuses on strategies that create tax-free wealth—strategies that Wall Street has no incentive to tell you about.
Professional Focus
Section 7702 Tax-Free Wealth Strategies
IRS-compliant cash value life insurance for tax-free growth, access, and transfer
Max-Funded IUL (FlexVault)
Leveraged indexed universal life for tax-free compound growth
Infinite Banking (IBC)
Becoming your own banker through properly structured whole life policies
Capital Gains Tax Deferral
Strategies for business owners and RE investors to defer or eliminate capital gains
1031 Exchange Alternatives
Exit strategies for investors trapped on the 1031 exchange treadmill
Community Leadership
Philosophy
The Problem Matt Solves
Most Americans follow the conventional advice: "Max out your 401K." What they don't realize is that they're not saving taxes—they're just deferring them. With $39+ trillion in national debt, where do you think tax rates are headed when you retire?
Matt watched for years as conventional advice made Wall Street wealthy while leaving hardworking families with unexpected tax bills, limited access to their own money, and no protection against life's uncertainties.
Matt's Approach
Who Matt Helps
Physicians & Medical Professionals
Highest tax brackets, burnout risk. Matt helps convert taxable practice value to tax-free retirement income.
Commercial Airline Pilots
Facing FAA medical certification risk and mandatory retirement at 65. Matt provides living benefits protection and tax-free income strategies.
FIRE W-2 Earners
High W-2 taxes, early retirement access needs. Matt provides Tax Alpha strategies and NOL optimization.
Dental Practice Owners
83% overhead, cash flow stress. Matt helps with practice exit planning and tax-free income strategies.
Business Owners Planning Exit
Facing massive capital gains on sale. Matt provides capital gains deferral and tax-free conversion strategies.
Real Estate Investors
Trapped on 1031 exchange treadmill. Matt helps exit without triggering massive tax bills.
Near-Retirees Behind on Savings
Matt provides accelerated catch-up strategies for compressed timeframes.
Section 7702 Strategies
Section 7702 of the Internal Revenue Code defines how cash value life insurance can be structured to provide tax-free benefits. Matt implements multiple approaches:
Common Benefits Across All Section 7702 Strategies
Implementation Approaches
| Approach | Best For |
|---|---|
| Max-Funded IUL (FlexVault) | Growth-focused, higher risk tolerance |
| Infinite Banking (IBC) | Conservative, banking replacement |
| Hybrid Strategies | Customized to specific situations |
Matt helps families determine which approach—or combination of approaches—best fits their goals, timeline, and risk tolerance.
Connect with Matt
Company updates and articles
YouTube
Educational videos on tax-free strategies
Community and updates
Speaking & Media
Matt is available for podcast interviews, speaking engagements, and media commentary on:
Work with Matt
The best way to determine if Matt's strategies are right for your situation is a complimentary 30-minute strategy session. No pressure. No sales tactics. Just clarity on your options.
Matt Nye, CTBA
Founder & Tax-Free Wealth Strategist
Infinite Wealth Builder
Phone: (866) 735-3999
Email: matt.nye@infinitewealthbuilder.com