Escape Wall Street
Take Control of Your Money
Stop paying fees for underperformance. Learn the truth about advisor conflicts, hidden fees, and how to build wealth on your own terms.
The Business Model
How They Take Your Money
Wall Street has one job: to transfer wealth from your pocket to theirs.
- They create complexity so you need "experts"
- They charge ongoing fees for "managing" (watching) your money
- They design products that lock you in (401k penalties, surrender charges)
The average family pays $150,000+ in lifetime investment fees.
AUM Fees
Advisors charge 1-2% whether you win or lose. Costs $150k+ over a lifetime.
Hidden Fund Fees
Expense ratios and admin fees inside 401ks that you never see.
Lock-In
Penalties for leaving or withdrawing before 59½ keep you captive.
The Cost
The $1.7 Million Fee
On a $500,000 portfolio over 30 years, fees can cost you seven figures.
Misaligned Incentives
The Advisor Conflict Matrix
| Advisor DocumentTextIcon | The Conflict |
|---|---|
| AUM Advisor | Wants you to keep assets managed forever. Dislikes real estate or paying off debt. |
| Commission Broker | Wants you to trade frequently. |
| Insurance Agent | Wants you to buy highest commission product. |
The Solution
The Self-Directed Path
1. Reduce Fees
Switch to low-cost index funds. Stop paying 1% AUM fees.
2. Diversify
Real estate, private lending, business equity.
3. Tax Protection
Use Section 7702 for tax-free growth without the Wall Street fee layer.
4. Control
Own your assets directly. No middleman.
Questions
Breaking Free Q&A
Calculate Your True Fee Cost
See exactly how much you're paying in fees and what it's costing your retirement.