⚡ SECURE Act 10-Year Rule — Your Heirs May Inherit Your Tax Bill

46% of Pre-Retirees Outlive Their Retirement Projections

Will your IRA last to 92? That's basically a coin flip. Your retirement accounts are a tax time bomb — and every year you wait, your conversion window shrinks. Discover the strategy that ensures you never run out.

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The SECURE Act Changed Everything for Your Heirs

Your children can no longer “stretch” inherited IRAs over their lifetime. Under the 10-year rule, they must empty inherited accounts in 10 years—often in their peak earning years.

10
Years to empty inherited IRA
40%+
Potential tax rate for heirs
$0
Tax on inherited Roth IRA

By converting strategically now, you can eliminate the tax burden for your heirs and create a truly tax-free inheritance.

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Is Your Plan One That Runs Out — Or Keeps Paying No Matter When?

A healthy 55-year-old has a 49% chance of living past 92. That's basically a coin flip. Discover how strategic Roth conversions can eliminate your income gap and create tax-free income for life.