Will Your Savings Survive a Coin Flip?
A healthy 55-year-old has a 49% chance of living past 92. One -30% market crash can cost you 5 years of retirement income. See YOUR numbers with our free calculators.
Quick RMD Calculator
Calculate your Required Minimum Distributions and see how they impact your retirement income and taxes.
- See your estimated RMD amounts
- Understand tax implications
- Plan for mandatory withdrawals
Tax Impact Calculator
Analyze how different Roth conversion amounts affect your current and future tax situation.
- Compare tax scenarios
- Find optimal conversion amounts
- See long-term tax savings
IRMAA Penalty Calculator
Discover how Medicare premium surcharges (IRMAA) could affect you and how Roth conversions can help.
- Check IRMAA threshold risk
- Calculate potential surcharges
- Plan to avoid penalties
Advanced Roth Planner
Create a multi-year Roth conversion strategy optimized for your specific situation.
- Multi-year conversion timeline
- Tax bracket optimization
- Social Security coordination
Cash Flow Visualizer
Visualize your retirement income streams and see how Roth conversions affect your cash flow.
- Income stream visualization
- Tax-adjusted projections
- Scenario comparisons
Market Crash Impact Simulator
See how market downturns affect your retirement outcomes with interactive crash scenarios.
- Interactive crash year slider
- Side-by-side scenario comparison
- Years lost & income lost metrics
Longevity Risk Calculator
Discover your personalized survival probability and optimal planning horizon.
- Actuarial survival curve
- Probability milestones (80, 85, 90+)
- Planning horizon recommendations
Ready for a Personalized Analysis?
After using our calculators, get a comprehensive analysis from our Roth conversion specialists.